Dividend Rates
| Dividends | Yield | Dividend Rate | |
| Share Savings | 0.25% | APY** | 0.25% |
| Share Draft Checking $150 balances and up | 0.15% | APY | 0.15% |
| Christmas Club | 0.25% | APY | 0.25% |
** APY (Annual Percentage Yield) - The rate of return on an investment for a one-year period.
Dividend rates are declared and calculated on a quarterly basis. Rates are current as of 3/29/2008. All deposit and loan rates are subject to change without notice.




